Ways you can save onCar Insurance with RegencyNem

More than 9 million drivers are insured by RegencyNem, making us one of the largest and most trusted car insurance companies.

Why? It’s simple. Our unmatched value. We offer tons of discounts including safe driver, pay-in-full, multi-car, multi-policy, quoting online, and more.

Take advantage of our savings and get an auto insurance quote now.

Third-Party Liability Cover

The company will cover the insured’s liability to the third party for :
Bodily injuries or death suffered by using the insured’s vehicle. It covers

  • Pedestrians
  • Fare paying passengers commercial vehicles.
  • Member(s) of the insured’s household
Compensation damage property belonging to a third party (GH₵ 5,000 .00 limit with option to increase for an additional premium)
Legal cost and expenses incurred with the written consent of the insurers in defending court proceeding from an event for which cover is provided.
First aid cost/emergency medical expenses for accident victims as occupants of the insured vehicle.
Limited accident protection for the insured or driver.
Our Motor Vehicle Insurance Policy offers a minimum third party property damage limit of GH₵  5,000 with an option to increase.


This policy gives the widest cover obtainable and indemnifies the insured against:

  • Repair cost/or the Sum insured for accidental loss of damage to the insured vehicle arising out of:
    • Accidental collision or overturning.
    • Flood, storm, earthquake, strike, riot, malicious damage civil commotion.
  • Refund of reasonable towing cost.
  • The replacement cost of windscreen if accidentally damaged, broken or shattered.
  • Replacement cost or any tyre damaged and rendered unusable as a result of an accident provided the tyre was not worn out or re-threaded prior to the accident.
  • The limited amount for third party property damage (GH₵ 5000.00) there is an option to increase by paying an additional premium.
  • Limited Personal Accident Insurance cover benefit for insured or the driver with the consent of the insured, current amount of cover is (GH₵ 5000.00)
  • Legal liability for bodily injury or death of third party and damage to third party of property.

Third PartyFire And Theft Cover

The company will indemnify the insured with respect to liability for:

  • Bodily Injury or death of third party.
  • Damage to third party property.
  • Theft or fire damage to the insured’s vehicle.
  • Unlimited cover on bodily injury and death to third party.
  • Damaged either during attempted theft or whilst it is stolen.
  • Payment of the sum insured for the loss of or damage to permanently fitted car radio/cassette, compact disk audio speakers.
  • Here is unlimited liability for bodily injury or death to third parties.