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Motor Insurance

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Car Insurance with RegencyNem

More than 9 million drivers are insured by RegencyNem, making us one of the largest and most trusted car insurance companies.

** Why? It’s simple. Our unmatched value. We offer tons of discounts including safe driver, pay-in-full, multi-car, multi-policy, quoting online and more.

†† Take advantage of our savings and get an auto insurance quote now.

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Third Party Liability Cover

The company will cover the insured’s liability to the third party for :

  • Bodily injuries or death suffered by using the insured’s vehicle. It covers
    • Pedestrians
    • Fare paying passengers commercial vehicles.
    • Member(s) of the insured’s household
    • Gratuitous Passengers
  • Compensation damage property belonging to a third party (GH1,000 .00 limit with option to increase for an additional premium)
  • Legal cost and expenses incurred with the written consent of the insurers in defending court proceeding from an event for which cover is provided.
  • First aid cost / emergency medical expenses for accident victims as occupants of the insured vehicle
  • Limited accident protection for the insured or driver.

Our Motor Vehicle Insurance Policy offers a minimum third party property damage limit of GH 1000 with an option to increase.

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Third Party Fire And Theft Cover

The company will indemnify the insured with respect to liability for

  • Bodily Injury or death of third party
  • Damage to third party property
  • Theft or fire damage to insured’s vehicle
  • Stolen and not recovered
  • Damaged either during attempted theft or whilst it is stolen.
  • Payment of the sum insured for the loss of or damage to permanently fitted car Radio /cassette, compact disk audio speakers.

Here is an unlimited liability for bodily injury or death to third parties.

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Comprehensive Cover

This policy gives the widest cover obtainable and indemnifies the insured against

  • Repair cost /or the Sum insured for accidental loss of damage to the insured vehicle arising out of:
    • Accidental collusion or overturning
    • Flood, storm, earthquake, strike, riot, malicious damage civil commotion.
  • Refund of reasonable towing cost
  • Replacement cost of windscreen if accidentally damaged, broken or shattered.
  • Replacement cost or any tyre damaged and rendered unusable as a result of an accident provided the tyre was not worn out or rethreaded prior to the accident
  • Limited amount for third party property damage (GH 2000.00) there is an option to increase by paying an additional premium
  • Limited Personal Accident Insurance cover benefit for insured or the driver with the consent of the insured .current amount of cover is (GH2000.00)
  • Legal liability for bodily injury or death of third party and damage to third party of property.
  • Flood, storm, earthquake, strike, riot, malicious damage civil commotion.
    • Refund of reasonable towing cost
    • Refund of reasonable towing cost
    • Replacement cost or any tyre damaged and rendered unusable as a result of an accident provided the tyre was not worn out or rethreaded prior to the accident
    • Limited amount for third party property damage (GH 2000.00) there is an option to increase by paying an additional premium
    • Limited Personal Accident Insurance cover benefit for insured or the driver with the consent of the insured .current amount of cover is (GH2000.00)
    • Legal liability for bodily injury or death of third party and damage to third party of property.